Ownership Financing

3.9% a year over 36 months

Own days at HOTELA without paying for them all at once. 30% at signing, the rest over three years.

Prices include 10% Japanese consumption tax
Select Unit
Ownership Days

Bliss Residence 503

40㎡ · 7 Days

Purchase Price ¥6,982,500
Down Payment (10%) ¥698,250
Financed Amount ¥6,284,250
Term 36 Months
Monthly Payment
¥174,562
36 months · 3.9% APR

Holiday Bonuses Included

Below-market financing Usually 8.5% APR for 36 months
¥534,161
HOTELA Gift Card 2.5% of purchase · Dining & Spa
¥174,563
Guest Stay 1 night at guest rate
¥288,000
Association Fee Waived 1 year free
¥29,376
Total Bonus Value ¥1,026,100
+14.7% extra value

The plan

One plan, for everyone

30% at signing, 3.9% a year, 36 months. Residents and non-residents alike.

Full Payment
Cash
  • Pay in full at purchase
  • No interest to pay
  • Immediate ownership
  • Wire or bank transfer
Learn More

Simple Process

How It Works

Four easy steps to ownership

1

Choose Your Suite

Select your property and ownership days from our Niseko Towers collection.

2

Apply

Submit your application with down payment. Quick approval process.

3

Get Approved

Receive confirmation and sign your financing agreement.

4

Pay Monthly

Make equal monthly payments for 36 months. Repay early at any time, at no charge.

Qualification

Who Qualifies?

Simple requirements for 0% financing

Japanese Residents

  • Valid identification
  • Proof of income
  • 10% down payment
  • Credit approval

International Buyers

  • Valid passport
  • Proof of income
  • 50% down payment
  • No Japan residency required

FAQ

Common Questions

What does the financing actually cost?

3.9% a year on the financed balance, over 36 months. You pay 30% at signing and the rest in equal monthly payments. No arrangement fee, no early-repayment penalty. Every price shown includes 10% Japanese consumption tax.

What's the payment schedule?

Japanese residents: 10% down, 36 monthly payments. International buyers: 50% down, 12 monthly payments.

Can international buyers qualify?

Yes. The 0% offer is available to both Japanese residents and international buyers. No residency required.

Can I pay off early?

Yes, pay off your balance early with no prepayment penalties. Early payoff simply reduces remaining payments.

What's the minimum purchase?

Financing is available for any HOTELA Niseko Towers ownership purchase.

Can I repay early?

Yes, at any time and at no charge. You pay interest only for the months you actually carry the balance.

Own days, not a lump sum

30% at signing, 3.9% a year, 36 months. Talk to us about what your package would cost.